Being retired and on the other side of young I am totally dependent on the existing financial structure of American retirement to keep me alive (IRA, pension, social security, Medicare, etc ). Collapse of the system means death. There won’t be an opportunity to build back better. The negative positive of the situation is that I am alive in a very unique time for human society and the biosphere. I’m finding purpose in following the change and allowing myself to be informed of how powerful natural forces are in asserting prominence over the development of what will be a new era of climate dynamics as the biosphere resets.